DEBT EXCHANGE | Kancelaria Corpus Iuris

DEBT EXCHANGE

Kancelaria Corpus Iuris, as a servicer of securitisation funds, and in accordance with concluded agreements on management of collateralised debts, is entitled to take actions related to acquiring and selling debts owned by its Clients.
That is why Kancelaria Corpus Iuris has established cooperation with a debt exchange dlugi.info. It is a website on which we publish invitations to enter into negotiations for the sale of debts owned by our Clients.

Dlugi.info, an Internet debt exchange, is a platform enabling the sale and acquisition of debts by presenting non-binding information about the intention to sell debts. Invitations to enter into negotiations in order to sell debts published at dlugi.info can also be found on other internet websites, i.e.: wp.pl, wyborcza.biz , infoveriti.pl , dziennik.pl and muratorplus.pl.

Calls to enter into negotiations to sell debts are published at an Internet data exchange on the basis of Article 4 of the Act of 9 April 2010 on disclosing economic information and exchange of economic data, whereby providing economic information to third parties unspecified at the time of making such information available can take place in order to sell debts through a public announcement.

Placing the debts at an Internet data exchange is related to the need to disclose information constituting personal data of the debtors. The creditor is entitled to disclose this data under Article 23 (1) 5) of the Act of 29 August 1997 on personal data protection, pursuant to which processing personal data is permitted if it is necessary for achieving legally justified purposes carried out by data administrators. Recovery of debts within an economic activity – a debt collection activity constitutes such a legally justified purpose. This was also confirmed by the Inspector General for Personal Data Protection in an announcement posted on the Office’s website, where it was indicated, i.a., that “Every debtor must therefore be aware of the fact that by falling into arrears in settling his/her liabilities, his/her right to privacy may be limited due to the creditor’s claiming of the amounts due. Otherwise, it could lead to a situation in which the debtor, invoking the right to personal data protection, would effectively evade the obligation to settle the debt and such a situation would limit the creditor’s right to recover the due payment.

However, only the necessary data of the debtor needed for settling the debt can be indicated.